Singapore households are set to receive an important boost in 2025. To help families cope with the rising cost of living, the government has announced a $760 relief payout that will go directly towards reducing utility bills. This comes under the enhanced Assurance Package and Cost-of-Living Support, which has been strengthened in response to higher energy prices, water rate changes, and the impact of carbon taxes. Instead of a one-off cash payment, the relief is provided as rebates on electricity, gas, and water bills. For many families living in HDB flats, where monthly expenses are often stretched thin, this measure will provide steady and meaningful help throughout the year.
How the Relief Will Work
The $760 payment will be delivered through the U-Save scheme, a long-running initiative designed to lower household utility costs. In 2025, the government is enhancing it with additional top-ups from the Assurance Package and COL Support, making it the largest U-Save rebate ever. Families do not need to apply for the payout. The amount will be automatically credited into their SP Services account, which means it will directly reduce their monthly utility bills. This system ensures that the support goes straight into easing everyday expenses without requiring households to take extra steps. The payout is also structured in a progressive way. Smaller flats receive larger rebates, ensuring that families with tighter financial situations benefit the most.
Who Will Be Eligible
Not every household will qualify for the $760 relief. To ensure fairness, the government has set clear rules on eligibility. Only HDB households will benefit, while private property owners are excluded. At least one Singaporean citizen must be living in the flat, whether as an owner, tenant, or occupier. Households remain eligible even if they rent out part of their flat, as long as a Singaporean lives there. However, flats that are fully rented out will only qualify if a Singaporean tenant is staying in the unit. Families where any member owns more than one property will not be eligible for the payout. These conditions focus the support on middle- and lower-income families, who are most likely to feel the pressure of rising costs.
When Payments Will Arrive
The relief will not be given in a single lump sum. Instead, it will be spread out across four quarters so that families receive steady help throughout the year. Payments will be credited in April 2025, July 2025, October 2025, and January 2026. This approach is designed to smooth out household bills rather than provide a one-time boost. By spacing out the rebates, families can count on regular savings on their utilities, giving them more stability in planning their monthly budgets.
How Much Each Flat Will Receive
The amount of relief a household receives depends on the type of HDB flat they live in. Families in one- and two-room flats will receive the maximum support of $760. Those in three-room flats will get $680, while four-room households will receive $600. Families in five-room flats will receive $520, and those in executive or multi-generation flats will get $440. This progressive structure ensures that those in smaller homes, who usually face greater financial pressure, enjoy the largest rebates. It also makes the system fairer by tailoring support to the needs of different households.
Extra Help with CDC Vouchers
Alongside the utility rebates, the government is also rolling out Community Development Council (CDC) vouchers. Every household will receive $800 in vouchers in 2025, issued in two parts. The first $500 will be given out in May 2025 and can be used until the end of the year. The remaining $300 will be issued in January 2026 and will be valid throughout that year.
These vouchers can be spent at hawker centres, supermarkets, and participating shops, making them useful for everyday essentials such as meals and groceries. When combined with the U-Save rebates, this support package gives households help in two major areas utility bills and daily living costs. The $760 relief payment is a significant step in helping Singaporeans manage the rising cost of living in 2025. By targeting HDB households and tailoring support based on flat size, the scheme ensures that families who need the most help will get it.
When combined with the CDC vouchers, this package provides both immediate and long-term support, offering relief on utility bills while also making groceries and meals more affordable. Families can check official details and updates through the Ministry of Finance at mof.gov.sg or the dedicated Assurance Package site at go.gov.sg/assurancepackage. This initiative reflects Singapore’s continued effort to protect households from financial pressures and to make daily life more manageable.