Rising living costs can make it challenging for families to manage essential monthly bills like water, gas, and electricity. To help ease this pressure, the Singapore Government continues its U-Save scheme in 2025, offering up to $760 in rebates for eligible HDB households. These rebates are credited directly into SP Services accounts every quarter, ensuring that residents receive timely relief without the need for applications or paperwork.
Understanding the Purpose of the U-Save Scheme
The U-Save rebate is part of the broader GST Voucher programme, designed to help Singaporean households cope with utility costs and inflation. Instead of being paid as cash, the rebate directly reduces utility charges, allowing families to save more for other household needs.
The initiative also supports the Government’s ongoing effort to cushion the impact of GST increases and rising energy prices on lower- and middle-income households. By automatically offsetting bills, the scheme ensures convenience and consistency for residents across the country.
Eligibility for the U-Save Rebate
The U-Save scheme is available only to households that meet certain conditions. These rules ensure that the benefit is directed toward Singapore citizens living in public housing who need the most support.
The eligibility criteria include the following
- The household must have at least one Singapore citizen who is either the owner or tenant of the flat
- The home must be an HDB flat ranging from 1-room to Executive or Multi-generation types
- No person in the household should own more than one property
Households that meet all the above conditions automatically qualify for the rebate, which will be credited to their utility accounts without any application required.
U-Save Rebate Amounts for 2025
The amount of rebate a household receives depends on the type of HDB flat they live in. Smaller flats receive higher rebates to better support lower-income families. The 2025 U-Save rebate includes both the standard GST Voucher – U-Save and additional payouts under the Assurance Package (AP) and Cost-of-Living (COL) Special Payment.
| HDB Flat Type | April 2025 | July 2025 | October 2025 | January 2026 | Total U-Save for FY2025 |
|---|---|---|---|---|---|
| 1- and 2-room | $190 (95+95) | $190 (95+95) | $190 (95+95) | $190 (95+95) | $760 |
| 3-room | $170 (85+85) | $170 (85+85) | $170 (85+85) | $170 (85+85) | $680 |
| 4-room | $150 (75+75) | $150 (75+75) | $150 (75+75) | $150 (75+75) | $600 |
| 5-room | $130 (65+65) | $130 (65+65) | $130 (65+65) | $130 (65+65) | $520 |
| Executive / Multi-gen | $110 (55+55) | $110 (55+55) | $110 (55+55) | $110 (55+55) | $440 |
These quarterly rebates are automatically credited to reduce electricity, water, and gas bills for each eligible household. If a rebate amount exceeds the monthly bill, the balance remains in the utility account and is carried over to future months.
Quarterly Payment Schedule
The rebates are distributed four times a year in January, April, July, and October. Each payment is credited directly into the SP Services utility account linked to the household. Once applied, the rebate is reflected clearly as a deduction in the monthly utility bill.
Residents can view the details of the credit under the “U-Save Rebate” section on their SP Group statement. The rebate system ensures continuous support throughout the year without the need for any follow-up actions.
No Application Needed
One of the most convenient features of the U-Save scheme is that no manual application is required. Once the system identifies an eligible household, the rebate is credited automatically.
However, residents who believe they qualify but have not received the rebate can contact SP Group or check through government portals such as the GST Voucher website. This ensures that all eligible families receive their entitled support.
Helping Households Manage Rising Costs
The U-Save Rebate 2025 continues to be an important measure in helping Singaporeans manage household expenses. With rebates of up to $760 a year, the scheme provides steady and meaningful relief to families living in HDB flats. By directly offsetting utility bills every quarter, the government ensures that assistance reaches citizens efficiently, helping them navigate rising living costs while maintaining financial stability.