The Singapore government will provide up to S$600 in cash to about three million citizens this December through the Assurance Package. This initiative aims to help residents manage the rising cost of living and support lower and middle-income families. Eligible Singaporeans will receive the funds directly in their bank accounts without needing to apply.
Purpose of the Assurance Package
The Assurance Package is a major financial relief program designed to offset the impact of inflation and the Goods and Services Tax (GST) increase. Apart from the cash payouts, it includes additional support such as utility rebates, MediSave top-ups, and Community Development Council (CDC) vouchers. These benefits ensure that Singaporeans receive both short-term financial assistance and long-term savings support.
Eligibility Criteria for the Cash Payout
Singaporeans aged 21 and above in 2026 will be eligible for the payout, with the amount ranging from S$100 to S$600. The final payout depends on the individual’s assessable income and property ownership. Lower-income citizens will receive the highest payments, ensuring the scheme benefits those most affected by the high cost of living.
Payment Schedule and Process
| Payment Method | Eligibility | Date of Credit | Details |
|---|---|---|---|
| PayNow-NRIC | Linked bank accounts | December 5, 2025 | Automatic credit via participating banks |
| GIRO | Bank accounts registered with the Government | December 16, 2025 | For citizens without PayNow linkage |
| GovCash | No valid bank account | December 22, 2025 | Collect cash via designated government channels |
Citizens are encouraged to link their NRIC to PayNow before November 23, 2025, to ensure fast and secure transfers. Those without linked accounts can register their banking details on the Govbenefits website by November 29, 2025, to receive their payment via GIRO.
Additional Benefits Under the Package
Besides cash support, the Assurance Package includes other financial aids such as:
- Utility bill rebates to offset energy costs.
- CDC vouchers that can be used at local stores and markets.
- MediSave top-ups for healthcare savings.
- Enhanced benefits for lower-income and senior citizens.
These combined measures reflect the government’s ongoing commitment to ensure financial stability for all Singaporean households.
How to Check Your Payout Eligibility
Eligible citizens will receive SMS notifications from the official “gov.sg” Sender ID before and after their payout is credited. For further details or to check eligibility, Singaporeans can log in securely to the Govbenefits portal using their Singpass account.
Long-Term Impact on Citizens
The Assurance Package offers more than just short-term relief. By combining cash support with savings and healthcare benefits, it strengthens the financial foundation for households across different income levels. The initiative demonstrates Singapore’s continued effort to maintain social balance while helping citizens manage everyday costs effectively.
FAQ
1. How much will I receive under the Assurance Package?
The payout ranges from S$100 to S$600, depending on your income and property ownership.
2. When will I get the payment?
Payments will be made between December 5 and December 22, 2025, based on your payment method.
3. Do I need to apply for the payout?
No, eligible citizens will automatically receive the funds in their registered bank accounts.
4. What should I do if I don’t have a bank account?
You can collect your payout through GovCash by December 22, 2025.
5. What other benefits come with the Assurance Package?
Additional support includes CDC vouchers, MediSave top-ups, and utility bill rebates for eligible citizens.